Banking Services

Driving Transformation, Efficiency & Innovation in Financial Institutions

At Masaref, we provide specialized Banking Services that enable financial institutions to modernize, optimize, and future-proof their operations. Our services are designed to transform legacy systems, streamline applications, and deliver strategic consulting—ensuring banks can confidently embrace digital transformation while maintaining compliance, scalability, and customer trust.

Core Transformation Implementation & Upgrade

Modern banking requires robust, agile, and customer-centric systems. We help financial institutions implement and upgrade core banking solutions to ensure scalability, reliability, and seamless integration with digital channels. Whether transitioning from legacy platforms or enhancing existing systems, our experts manage every step—from requirements analysis and system design to migration and deployment. With a focus on security, compliance, and performance, we enable banks to deliver faster services, innovative products, and superior customer experiences.

Application Managed Services Banks operate in a highly complex digital e

Banks operate in a highly complex digital ecosystem where multiple applications must work seamlessly together. Our Application Managed Services ensure that critical banking applications remain stable, secure, and optimized at all times. We provide end-to-end monitoring, troubleshooting, performance tuning, patch management, and continuous upgrades, reducing downtime and operational risk. By outsourcing application management to Masaref, banks can focus on innovation and customer engagement, while we ensure reliability, compliance, and performance across their digital landscape.

Consulting (Business & System)

Transformation requires more than technology—it demands strategic insights and tailored business solutions. Our consulting services combine business expertise with system knowledge to guide banks through every stage of digital transformation. We provide business process optimization, IT strategy, compliance advisory, and solution design, ensuring that institutions align technology investments with their long-term goals. By blending global best practices with local market insights, Masaref helps banks unlock new opportunities, improve efficiency, and achieve sustainable growth.

Key Features & Capabilities

Holistic Expertise

Covering ERP, mobility, testing, project management, and more.

Seamless Integrations

Connecting legacy systems with modern platforms.

Customer-Centric Approach

Focused on improving digital experiences.

Scalable & Flexible Models

From one-time consulting to long-term outsourcing.

Frequently Asked Questions

What is core banking transformation?
It refers to upgrading or replacing a bank’s central system to improve efficiency, enable digital channels, and support modern products and services.
We provide end-to-end application monitoring, performance management, upgrades, and troubleshooting to keep systems secure, stable, and future-ready.
Our consulting services cover both business and system perspectives, including IT strategy, compliance, process optimization, and technology implementation.
Yes. Our solutions are scalable and customizable, making them suitable for institutions of all sizes.
Outsourcing reduces operational risk, costs, and downtime, while giving banks the freedom to focus on innovation and customer satisfaction.

Let’s Build the Future of Banking Together

Partner with Masaref to unlock innovation, security, and growth in your financial services. Whether you need digital transformation, fintech integration, or compliance-driven solutions, our experts are ready to guide you every step of the way.